Partner Training

Training modules are coming soon: product overviews, program economics, and how to position Transparency Pay with prospects. Check back as new material is added.

Have a question?

Provider Comparison

Know each issuer's strengths.

A side-by-side look at the issuers on the Transparency Pay platform. Use it to match each prospect's payment profile, approval timeline, and funding preference to the right program.

Corpay

Mastercard

Pros

  • 100% contracted with T-Pay; no agreements or paperwork with Corpay
  • 3-day setup and approval process
  • T-Pay pays revenue share
  • Multiple BINs available (Fixed 300, 280, 265), plus Variable Corp Credit and Commercial Debit

Cons

  • Must use T-Pay app
  • Prefunded only
  • 7+ day refund process

Pliant

Visa

Pros

  • Highest prefunded revenue
  • Fast approval process (~3 days)
  • T-Pay pays revenue share
  • Multiple BINs available (Fixed 300, 270, 200) and Variable Corp Credit

Cons

  • Next-day refund
  • No commercial debit
  • Credit at 2.5 bps per day

WEX

Visa + Mastercard

Pros

  • Best pricing on credit (1.3 bps per day)
  • Same pricing for prefund and daily bill / daily pay
  • T-Pay pays revenue share
  • Dual issuer (Visa & Mastercard)

Cons

  • Must use T-Pay app (temporary)
  • Lengthy 7+ day approval process
  • 7+ day refund process

Bill.com

Visa

Pros

  • Aggressive underwriting
  • Large unsecured credit lines available
  • Fixed rebate

Cons

  • Pays client directly
  • May require tiers

ConnexPay

Visa + Mastercard

Pros

  • Over 100 BINs available, including consumer credit
  • Dual issuer (Visa & Mastercard)

Cons

  • Challenging approval process
  • Worst overall pricing
  • Prefunded only
  • Must contract directly with ConnexPay
Partner tipLead with the client's priority. Fastest launch and simplest paperwork: Corpay or Pliant. Lowest cost of credit: WEX. Largest unsecured lines: Bill.com. Widest BIN selection: ConnexPay.